Services

We strive to be all things to some people.

Unlike other advisory firms our comprehensive approach to your finances allows us to discover the lurking dangers hidden in your financial house. Often these problems are in the amounts and types of insurance you carry or in specific life situations. You need an experienced professional to guide you in this complicated arena.

Specifically we review the amounts and adequacy of:

• Automobile Insurance
• Credit Life Protection
• Errors and Omissions Coverage
• Homeowners Insurance
• Life Insurance
• Long Term Care Insurance
• Long and Short Term Disability Insurance
• Medical Insurance
• Medicare/Social Security Eligibility
• Professional Liability Insurance
• Umbrella Liability Protection

With the increasing threat of identity theft, upon request we can review your credit report and highlight ways to minimize your exposure to this risk.

We also seek to uncover life and situational related risks that may not fit in the categories listed above.

Legacy Planning Group utilizes sophisticated strategies focused on protecting and growing your money. Mr. Voudrie is a Certified Financial Planner and started successfully investing his clients’ money in 1988.

We offer:

• Expert investment advice based on modern portfolio theory (The Portfolio Guardian™).
• Stop-loss and rising floor solutions to protect your nest egg during times of volatility (The Portfolio Guardian™).
• Highly advanced proprietary systems to monitor your accounts activity (The Portfolio Guardian™).

Specifically, we can perform a detailed analysis of your entire portfolio including:

• Company retirement programs-pension and profit-sharing plans, 401(k)’s, 457’s, 403(b)’s and SERP’s
• Individual Retirement Programs including traditional and Roth IRA’s
• Tax-deferred or tax-free investments-fixed and variable annuities, life insurance, municipal bonds and unit trusts
• Taxable investments-stocks, bonds, mutual funds, exchange traded funds, separately managed accounts, options, commodities and futures
• Real Estate-second homes, vacation condominiums, rental income property, land and real estate investment trusts

We determine:

• The letter grade each individual investment would earn.
• The overall letter grade of your portfolio.
• The ability to replace underperforming investments with those that have consistently been at the head-of-the-class.
• The impact, improved performance would have on your ability to reach your goals.
• The impact commissions have had on performance
• The level of portfolio risk in light of return needed to reach your goals
• Asset Allocation-how well your investment eggs are spread among the various baskets and the adjustments that need to be made.
• The performance of your advisor(s)
• The existence of a primary advisor and his/her effectiveness
• If performance of your 401(k), etc. has been optimized.
• The existence and effectiveness of a portfolio management strategy

At Legacy Planning Group, Inc., we specialize in recommending customized, effective solutions to your estate planning needs. Mr. Voudrie has helped hundreds of clients find the right solution to their unique estate planning needs. He is a Certified Estate Planning Professional, a Certified Senior Advisor and a Certified Financial Planner.

Specifically, we review the existence, effectiveness, maintenance of, and make recommendations for:

• Beneficiary designations
• Buy/Sell Agreements
• Charitable Gifting methods including:
  • CRATs
  • CRUTs
  • GRATs
  • GRUTS
  • Private Charitable Foundations
• Educational funding including 529 plans
• Family Limited Partnerships
• Gifting programs
• Guardian and Conservatorship Documents
• Irrevocable Trusts:
  • Life Insurance Trusts
  • Spousal Preservation Trusts
  • Testamentary Trusts
  • Dynasty/Generational Trusts
• Living Wills
• Powers of Attorney
• Titling of Real Estate and other Assets
• Wills and/or Living Trusts

We help you do whatever needs to be done to get your financial house in order and properly maintained. Our passion is to make your financial dreams a stress free reality.

We strive to be all things to some people.